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Scott Jason Cooper On How To Choose A Cryptocurrency Exchange

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Cryptocurrency Exchange Josh Coooper

Hearing of cryptocurrencies more and more from your friends and family? Want to invest in some yourself? Well, the best place to start is a cryptocurrency exchange. They’re like stock exchanges, but for crypto coins.

Here is the Scott Jason Cooper Guide on how to choose a cryptocurrency exchange. 

What Is a Cryptocurrency Exchange?

Cryptocurrency exchanges are platforms where you can buy, sell, or trade cryptocurrencies for fiat currencies, or even other cryptocurrencies. There are several hundred cryptocurrency exchanges operating in the world today, but like any beginner, you should choose the best.

A Basic Guide to Choose a Cryptocurrency Exchange

Cryptocurrency exchanges all have their own sets of rules. Most of them are the same which comply with some sort of international or local laws. However, their offerings, fee structures, and user interfaces can be wildly different.

That’s why you should err on the side of caution when you’re out to choose the one for you.

Be Cautious When You Choose a Cryptocurrency Exchange 

You need to be cautious when you first choose an exchange for yourself. Remember that you’re a beginner and can’t afford to take too many chances with your money. Plus, the cryptocurrency space isn’t exactly well regulated. That means there’s a lot of room for you to lose money if you’re not careful .

Scams and frauds and pump and dump schemes are all features, not bugs, of the crypto space right now. Hence, you should go with the crypto exchanges out there which are the most recognizable and trusted.

You should also choose an exchange which is based in a country where there are regulations. That way, you can be a little more sure that your money is safe. Crypto exchanges in countries famous for their financial crimes are very risky investments.

Rick Scott Jason Cooper Currency Exchange
Credit: 99Art

Do Your Research Before You Choose a Cryptocurrency Exchange

Right now, there may not be a lot of credible research on obscure crypto exchanges, which is why you should always be cautious about which exchanges you choose.

Choose an exchange which is based in a country with strict regulations about crypto trading. Also, choose a crypto exchange which is known for its reputation around the world. Right now, you shouldn’t choose a cryptocurrency exchange which is new or currently building its reputation.

Remember, risk taking is not on the agenda right now.

Choose a Cryptocurrency Exchange with Higher Security

Right now, you shouldn’t worry about how much money you can make through an exchange. You should worry about losing the money you already have. Hence, choose an exchange which is notorious for its security features.

Go for an exchange which has all sorts of 2-step verification and authentication protocols built in. Go for a cryptocurrency exchange which has options to encrypt your data and which has other privacy features built in.

You obviously can’t blindly trust any exchange, no matter what they promise in their terms of service. However, it’s better to trust an exchange which has several security features.

Also, choose a crypto exchange which has an option to keep your wallet offline. While online wallets may be easier to sync to and operate, offline wallets are undoubtedly safer.

Beware of Fees and Pairs When You Choose a Cryptocurrency Exchange

After you’ve done your research and settled on an exchange, remember to check the fees and the exchange rates. The fees can vary wildly from one exchange to the other. Hence, choosing one which has all the best security features and charges less money will be the best option.

Two major factors which can help you find the best exchange in regards to fees are the currency pairs. Some exchanges will include currency pairs for a lot of cryptocurrencies but offer high fees. Others may do the opposite.

Choose a Cryptocurrency Exchange With a User Friendly Interface

This is very important for beginners. If you don’t choose an exchange that has an easy-to-use interface, you’ll be stuck reading tutorials or asking for help. Remember that your first account is about exploration and experimentation rather than making money. You should know how to use it.


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Scott Jason Cooper’s Best Cryptocurrency Exchanges For Beginners

These are the 4 most popular and user-friendly cryptocurrency exchanges recommended by Scott Jason Cooper Ice for beginners around the world.

Coinbase

Coinbase is one of the world’s most widely used cryptocurrency exchanges. It’s great for trading if you live in the US. It processes over $2 billion in cryptocurrency volumes a day. That may be far less than Binance (see below), but it’s big money nonetheless.

It also has a very user-friendly platform which makes things easy for beginner traders. It’s also a publicly listed exchange and offers insured custodial wallets for investors.

Binance

Binance is the most popular and largest cryptocurrency exchange in the entire world. It has a trading volume of over $13 billion and offers traders access to hundreds of cryptocurrencies and tokens. It’s also available to citizens of over 100 countries globally.

Of course it has regular spot trading for its customers, but it also has staking, derivative trading services and more.  Binance is the safest and most reliable option for beginner crypto traders. If you have to choose a cryptocurrency exchange, you should choose this one.

CEX.io

CEX.io is a leading cryptocurrency exchange with an excellent user interface. It’s great for beginners. It also offers a wide array of cryptocurrencies for its users. It’s also very famous for its customer service.

CEX.io was also famous for creating GHash.io, a bitcoin mining pool which once controlled 51% of all Bitcoin computing power.

Kraken

Kraken is the oldest cryptocurrency exchange on this list. It has been in operation since 2011, and is now a decade old. Not many cryptocurrency exchanges can claim that just yet. It’s a platform which is admired by various trading services and traders alike.

Though not publicly listed yet, it is going to be very soon, just like Coinbase. The platform gives users access to hundreds of cryptocurrencies. Users can trade for other crypto coins and tokens or with fiat currency.

Using this information, you can start trading bitcoin on cryptocurrency exchanges right away.


Learn more about Scott Jason Cooper Cryptocurrency Ice at
https://foxchronicle.com/scott-jason-cooper-rick-scott/


Zeus is the god of the sky, lightning and the thunder in Ancient Greek religion and legends, and ruler of all the gods on Mount Olympus. Zeus is the sixth child of Cronos and Rhea, king and queen of the Titans. His father, Cronos, swallowed his children as soon as they were born for fear of a prophecy which foretold that one of them would overthrow him. When Zeus was born, Rhea hid him in a cave on Mount Ida in Crete, giving Cronos a stone wrapped in swaddling clothes to swallow instead. When Zeus was older he went to free his brothers and sisters; together with their allies, the Hekatonkheires and the Elder Cyclopes, Zeus and his siblings fought against the Titans in a ten-year war known as the Titanomachy. At the end of the war, Zeus took Cronos' scythe and cut him into pieces, throwing his remains into Tartarus. He then became the king of gods.

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Business

Hawkeye Associates vs. Hawkeye Adjustment Service

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Hawkeye Associates

Are you being called by Hawkeye Associates or Hawkeye Adjustment Services ? Here’s what you need to know.

Hawkeye Associates

Company Profile: Hawkeye Adjustment Service

Hawkeye Adjustment Service is a debt collection agency located in Sioux City, Iowa. It was established in 1947, has a small staff of five employees, and is managed by its President, Thomas M. Smith. The agency appears to specialize in medical debt collection services. Litigation records archived at the PACER (Public Access to Court Electronic Records) website indicate that consumers who believed they were being harassed by Hawkeye Adjustment Service have asserted their rights by fighting back in court.

Your Rights Under the Fair Debt Collection Practices Act

If a collection agency is harassing you, they’re breaking the law and can be fined or even lose shut down. The Fair Debt Collection Practices Act, or FDCPA, regulates the actions of third-party collection agencies and prohibits collection methods like the following:

  • Using profane or obscene language
  • Threatening legal actions that they have no intention of taking
  • Publicly posting details of a debt on social media and other public outlets
  • Calling you at work after you’ve told them that your workplace doesn’t allow such calls
  • Telling your friends, neighbors, and co-workers that you owe money
  • Contacting you after you have sent a cease and desist letter

Alleged Violations against Hawkeye Associates Adjustment Service

According to PACER, sometime in mid-2004, a consumer received a demand letter from Hawkeye Adjustment Service for approximately $5,800 for the alleged medical bills. When she asked for debt verification, Hawkeye informed her that the matter had been turned over to their attorney, the Vakulskas Law Firm.

The consumer eventually determined that the agency was attempting to collect a debt from her ex-husband’s medical bills that he had incurred after the divorce. The remaining bills were medical bills for her children, most of which should have been covered by her health insurance policy.

Hawkeye Adjustment Services, by Vakulskas Law Firm, P.C. sued the consumer in South Dakota, although she had never lived there and the medical bills were not incurred in South Dakota. She also alleged that they sent collection letters to her place of employment. She told them that she could not receive personal mail at work, but the mail was sent anyway. She was concerned that the personal mail would have an adverse effect on her job.

Feeling harassed by Hawkeye Adjustment Service, she hired a consumer attorney and sued the company for the following alleged FDCPA violations:

  • Using unfair and unconscionable means to collect a debt
  • Threatening actions that could not legally be taken
  • Sending the collection letters to her workplace
  • Filing a civil case against her in the wrong venue

The matter was later dismissed.

When you owe money to one of their clients, there isn’t much that a debt collector won’t do to make you pay. They will call you day and night and threaten to drag you into court or destroy your credit if you don’t give in to their demands. When this happens, it is important to stand firm and know your rights.

Closing off your credit card can be more complicated than it may seem. You may want to do it to consolidate your debt, streamline your finances and stick to a budget or avoid unwanted annual credit card fees. They can be an annoyance at times, and closing off a credit card may be the only solution you see at that moment. Whatever the reason may be, you don’t want to jump into it straight away. You want to make sure your credit score does not get impacted in any negative way, and your financial management outlook is appropriate.

But, first, let’s consider why your credit score may drop. It is because your available credit will experience a downfall, and your utilization rate may increase. Your utilization ratio is essentially the amount of credit you owe in comparison to the amount of credit you have available.

Thus, the credit utilization ratio is a crucial factor in determining your credit score, so you better keep a close eye on it going forward. The lower the utilization score, the better depiction of your financial health is highlighted. This is exactly what you want to achieve.

So, if you’re thinking of closing off your credit card, here are a few tips you should consider before doing so. You’ll be glad you took the right precautions needed to prevent your credit score from dropping.

Close Off the Most Recent On if You Have To

Closing off an older credit card will hit your credit score hard. It will pull down any other positive indicators which may be beneficial for you in the future, especially when you seek to acquire a loan of a large amount.

Also, make sure you pay off any outstanding credit before closing off a card. By doing so, your credit history will depict a positive trend, and this is the financial self-care approach you want to move towards.

Close Off Your Credit Card Under These Circumstances

There are several other factors to consider while closing off a credit card. Here is an insight into when you should close off a card.

  • You have a habit of overspending – your habit of impulsive shopping may cause a pile of credit to accumulate; thus, closing off a credit card would be a wise decision here
  • You have all your outstanding bills and credit paid off
  • You don’t use that particular credit card anymore – it’s better to close it off than have it lying around

Closing a card off here may help you stay organized and save a lot of money for a rainy day ahead. It will also help you in re-examining your debt payments and focus on repaying them off without any distractions.

Avoid Closing It Off Under These Circumstances

If you can’t find a good enough reason to close off your credit card, then you might want to let it stay open. Having available credit on hand is okay sometimes; just try to avoid carrying it around with you if you have a habit of buying items that you do not have a need for. But, before doing so, read up on the terms and conditions of your bank regarding credit card policies.  Some credit cards are automatically closed off if they stay inactive for a certain period of time.

If you’re at risk of account closure, call up your bank representative for further information and guidance. You can even use that particular credit card for small payments to keep it active. For instance, Netflix monthly payments are a good option to use that particular credit card for.

Make Sure You Are Proactive with Payments

Try to pay off your bills before their due date. This is usually three weeks before it’s due. Why is this so? Well, it’s because credit card issuers report balances at the end of the statement period, which is usually three weeks before the bill’s due date. Thus, paying beforehand will not only improve your credit score but also bring down your credit utilization ratio.

Inquire About Product Changes

Ask your credit card issuer about any possible product changes. Some allow the client to retain the same account and credit limit but avail a product change to a different type of credit card. This is usually better suited if you want to avoid annual credit card fees or upgrade to a card that has a higher cashback rate than a basic rewards card.

Here’s the Bottom Line

Carefully planning out decisions regarding your financial discourse is an important component of practicing efficient money management. You don’t want to go wrong with this as it plays an important part in how you sustain your financial needs and wants. Your financial health reflects on who you are as a person – remember this always!

If you still have any further concerns and queries, you can call up your bank representative and set up a meeting. They will guide you further on what to do and how to make the decision without hurting your credit score. Their advice is important here, so make sure to take it. Also, share this article with your friends or family members who may be thinking of closing off a credit card; they will surely thank you for it!

PLEASE NOTE:

Hawkeye Adjustment Services is not affiliated with Hawkeye Associates, a leader in procuring debt consolidation loans for consumers with excessive credit card debt.

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